Category: Post By Beach Lady

Saving on Household Expenses

Is your household budget spiraling out of control? Do your outgoings exceed your income? Or are you struggling to keep on top of things? Do you find yourself eagerly awaiting payday every month only to find that once your household bills are paid and you’ve done a big food shop, there is very little left for the next few weeks? Or, do you find yourself unable to cope when an unexpected bill, perhaps a repair, comes in? Well, you aren’t alone!

 

The cost of living has risen enormously in the last 20 years. Much faster than minimum wage. The average 4-person household is spending up to a third of their income on rent or mortgage repayments, another third on food and the rest on other household bills. A massive amount of us have nothing left to cover other costs, to socialize or to have fun with our families, let alone things like vacations and treats. It’s no way to live. There are some things, like the rate of inflation, that you have absolutely no control over. But, there are other things that you can change. Things that you can do to reduce your household expenses, enabling you to start building a rainy-day fund or just feel more financially stable.

 

Food

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Food might be one of our busiest household expenses, but it’s also one of the best places to save money as well as one of the easiest. You just need to take a little more time to plan, instead of just buying on a whim.

 

Every week sit down and write a meal plan for the coming days. Think about everything, breakfast, lunch, dinner and snacks. Then, take a good look through your cupboards and fridge to see what you need before writing your shopping list so that you are only buying what you need. Then, stick to it. Some people find online shopping helps as it’s not as easy to be tempted by other things.

 

Meal planning like this gives you a great chance to save money as well as reducing your food waste massively. Other places to save money on food include:

 

  •    Buying cheaper ingredients
  •    Freezing leftovers
  •    Cooking in bulk and freezing extras
  •    Eating smaller portions
  •    Including filling, cheap ingredients like beans and lentils in your cooking
  •    Not eating out or on the go

 

Utilities

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Next, there’s utilities. Like food, heating, water and electric is much more expensive than it used to be. But, again there are easy places to save. Enter your details into a comparison site to make sure you are getting the best deal. Don’t waste money by sticking with your supplier out of loyalty. If you are unable to switch, or your current supplier is the best, you could still save money by switching to a tariff that better suits your needs.

 

Some people find that a smart meter helps them to monitor their usage and save money, speak to your supplier about having one installed. Then, make some simple changes like turning lights off when you leave rooms and lowering your thermostat a few degrees.

 

Appliances

 

Household appliances can be very expensive. Modern smart appliances can save you money in the long-term but can be expensive to replace if they break. So, instead, look after them, get them repaired using an Appliance repair service, keep them clean and make sure you read the manual and use them correctly. So that they last longer and cost you less.

 

Stop Paying for What You Don’t Use

 

An awful lot of us are spending a fortune on things that we either don’t use, don’t need or don’t want. This is nothing short of a complete waste of money. Look at those things that you are paying for that you don’t use. Do you go to the gym often enough to make your membership fee worth it? Could you take up running or workout at home instead? Do you need all of the minutes and data on your mobile phone contract or could you cut back? Do you need high speed internet? If you just use it to browse or for the odd download you might not even notice the difference. Write a list of everything that you spend money on and ask yourself if you need it at all, or if you could make some cutbacks?

 

Consolidate Your Debts

Most of us are in debt. A lot of us have more than one debt in the form of overdrafts, credit cards and store cards. The interest and repayments on these can be crippling. To save yourself money, apply for a consolidation loan to put all your debt in one place. This will mean you pay less interest and give you a chance to clear your debts much faster.

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Fun Ideas For The Whole Family This Summer

Summer is a time to make the most of the sun and get an impressive tan. For your children, it’s simply a chance to eat ice cream and have water fights, but the point is that there’s something for everyone to enjoy during this wonderful time of year. Everything’s colorful under the bright glow of the sun, and a bit of warmth doesn’t hurt after having to endure a few cold months during winter. This is an opportunity to spend some quality time with your family. Summer is the perfect season to book some time off work. Here are some fun ideas for the whole family.

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Have a few beach days.

If you really want to enjoy summer then you need to spend a few days on the beach. Nothing beats sandcastles, swimming in the ocean, and eating delicious iced treats in a picturesque location. A beach trip is the perfect family day out over summer, so you should take as many trips to the coast as you can whilst it’s warm outside. Of course, you’ll have to make sure that your kids are protected from the sun if you want to ensure that they continue to have fun (sunburn is a health risk, but it’s also not a fun way to end a nice day on the beach). You should click here to learn more if you’re wondering how to keep your kids safe in the sun. Sunscreen is always a good place to start, but they should also avoid exposing your skin to the sun for extended periods of time. In fact, that’s good advice for the adults too.

 

Head to your local park.

If you’re worried that treating the family to heaps of adventures over summer is going to bankrupt you then you should opt for activities that don’t cost a thing. For example, you could take your family to the local park. A simple walk through nature is one of the best ways to enjoy summer. And if your kids aren’t fascinated by the sight of blossoming trees or flowers then they can occupy themselves by playing frisbee or running around until they run out of energy. Going to the park is the kind of summer activity that suits the whole family, so it’s a great idea for a day out.

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Go on a road trip.

A really fun idea for a day out is a classic family road trip. This is a great idea for any time of year, but there’s nothing like heading along the open road with the windows down and good music blaring on a warm summer’s day. You could combine your road trip with other suggestions in this article; you could stop off at the local park or the beach on your adventure. It’s the perfect adventure for this time of year. There are so many things to see and do during summer, so you could make a list and do them all on a road trip.

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The Only Guide You’ll Need To Find The Best Play Yard For Your Little Ones

Playtime is all about having fun for kids, but it’s also an important development period. As a parent, you want the toys you buy your little ones to keep them entertained, but you also want to encourage them to learn. Play yards are an ideal option for parents who are searching for safe, interactive and fun areas for their kids to thrive. If you like the idea of a play yard, but you don’t know where to start looking for the ideal product for your child, this infographic will come in handy.

 

Parents usually have two priorities in mind when it comes to choosing toys for their kids: safety and enjoyment. Safety should always come first with small kids, so look out for play yards that have safety certificates and read up on the types of material used and the country of origin. A secure door panel is a feature worth looking for, as it will keep your baby safe and give you peace of mind. Budget may be a factor for many parents, but try and avoid opting for the cheapest option if it doesn’t deliver on other levels. It’s best to pay a little more for a play yard that’s going to keep your kids safe and happy for hours on end. As well as safety features, it’s wise to look at the aesthetics of the design and the layout, and also to consider practicalities, such as cleaning and portability. Ideally, you want to find a play yard that will fit in with your lifestyle and provide maximum fun with minimal maintenance.


Infographic designed by Adertek Lifestyle

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What Do You Need To Make Your Home Green?

Green homes are more than a trend; they’re a new lifestyle that protects the planet. However, unless you’re in the process of building a brand new home, it can be difficult to imagine how you could possibly greenify your old house. After all, it’s often easier to start from scratch than it is to fix mishaps on the way. But it doesn’t mean you can’t find ways to create a home that supports the environmental causes and helps to protect the future of the planet. In the end, every little action can have significant consequences. So, even if you can’t afford to install solar panels on your roof and make your home completely sustainable, there are still a few things you can do to build your own green home. But let’s get something important out of the way first: You don’t need to break the bank to make it work. Of course, if you can and want, nothing is stopping you from investing in a sustainable house model. But if you can’t, your home can still be a marvel of green living!

Pimp your garden

 

Who says green says garden

Your garden offers the perfect place to live and hide to the wildlife around you. Of course, you don’t want the wildlife to come and eat all your plants, but you can certainly create effective and handy sections within your garden to help guide the bugs, snails and other animals where they need to be. For instance, if you want to keep snails and slugs off your veggies, try building raised vegetable beds. If you want to attract bird and small mammals, you could add a homemade pond where they could drink and wash. Make sure as well to add plenty of pollen flowers to keep the bees active, as urban pollution is endangering their survival.

 

Green means efficient waste management

Waste management is one of the most controversial topics in the household. In fact, a lot of people are still struggling when it comes to knowing how and what to recycle. Ultimately, you can use separate bins to keep your waste under control. A bio bin is for compost and can be used directly in the garden. You need a bin for everything that can be recycled, paper, plastic, etc. And finally, for items that need to be recycled individually by specialists, such as batteries or electronics. Additionally, you can also improve your wastewater system with modern and effective pumps, such as the Grundfos pumps, for instance. You may not have visible issues, but old wastewater system can become slow and less efficient with age.

 

Can I use less energy?

Last, but not least, you can actively reduce your energy consumption by using LED light bulbs or simply by asking Alexa to handle the lighting and heating for you. At the end of the year, you can notice significant savings on your energy bills! More importantly, the planet will be grateful for your efforts. Every little help matters!

 

Reduce your energy consumption

 

Your green house is not an impossible dream. With dedication and some efforts, you can adopt sustainable habits and make a difference for the environment without breaking the bank. What’s stopping you?

 

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Selling Your Home? Prep It Ready!

Selling your home is a long process, one that’s going to take a lot of energy from you, and one that will definitely take a lot of your finances. The whole process is going to be long and drawn out, whether you like it or not. The one thing you can do to try and make the whole process easier is to make sure you’re prepping your home ready for the sale. The more you prep, the more time you’re going to save, and the more money you could potentially make. There’s a few things that we’re going to walk you through today that’ll mean you have the best sale that you possibly can. Have a read on to find out more.

 

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Sort The Faults

 

If you’re coming up to the stage of needing to sell your home, you need to make sure you’re getting rid of any faults that you might have. Your home is going to be filled with more than you’re going to want to believe, so make sure you do your checking. The main fault that people seem to have is a problem with their plumbing, and you can bet your bottom dollar that the week before your viewing starts you’ll have something go majorly wrong with your plumbing. If this happens, just deal with the problem as and when. The more you stress, the more things will go wrong. The quicker you sort, the quicker you can make money. Even the little things that you might have problems with, such as a sink that refuses to drain, they all need be sorted. If by any chance at all the people viewing your house try something like that and it doesn’t work, it could only put them off your home. If you have problems such as mold, they definitely need to be sorted rather than covered up. The people viewing the house can bring people in to make sure there are no signs of things like mold, so you don’t want them finding that!

 

Add Some Value

 

Add some value to your home by adding space. Space is the best way to do it, even if it means you’re going to be spending a fortune doing a little bit of renovation work. For example, you could look at adding a conservatory. These are a great little addition that everyone loves. It gives potential buyers that extra bit of space to turn into whatever they want, or just as a little chill out room.

 

Viewing Ready

 

To be viewing ready, you just need to make sure everywhere is clean and presentable. The more time you put in to make sure the house is spotless, the more buyers you’re going to attract. Clean every nook and cranny and find all of the bits you might usually miss, that potential buyers wouldn’t. Another good selling point is to make sure the house smells nice when you have people around. Light a candle, spray a bit of air freshener, and make sure you get rid of any unwanted smells.

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