Category: Post By Beach Lady

Simple Ways to Refresh Your Bathroom

People say that the bathroom is one of the most important rooms in the home. So if yours is looking and feeling like it’s past its best, it’s probably time you made some positive changes to it. This is much easier to do than you might think and there are lots of small ways to refresh your bathroom, even if you don’t have a lot of money to spend on the project. Those are the kinds of changes we’re going to be looking at today, so read on to find out more.

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Replace the Faucets

 

It’s amazing how much of a difference can be made by simply replacing the faucets on your sink and bathtub. If you can’t afford to replace the whale bathroom suite, this is the ideal alternative idea. It makes your bathroom suite look new and fresh, even if it’s actually quite old. It’s a very cheap change to make and anyone can do it without much knowledge of plumbing or anything like that.

 

Add a Feature Wall

 

Having a feature wall in your bathroom can definitely make a lot of sense, so that’s something for you to consider if you’re wanting to revamp the space and make it feel new and fresh again. It could have wallpaper on it or a painted pattern that makes it jump out in comparison to all of the other walls in the bathroom. It adds something unique and that’s never a bad thing.

 

Reglaze Your Old Bathtub

 

If the inside of your bathtub has seen better days but you don’t have the time or money to replace it, you should consider reglazing your bathtub instead. If this is carried out by professionals who know what they’re doing, it can actually be a really good way to make your bathroom feel fresh and new again, which is just what you want and need.

 

Introduce Some Plants

 

Adding a natural touch to your bathroom can definitely improve it a lot as well. If you add some plants to the space, it can make more of a difference than you realise. It instantly makes the bathroom feel more natural and fresher, and that’s never a bad thing. You could get creative and play around with different plants and other options if you want to.

 

Refresh Your Towels

 

Simply replacing your towels can make a difference to how fresh the room feels. If you haven’t replaced your towels in a long time, they might be a little crusty and unappealing, and that’s probably not what you want at all. So it makes sense to refresh them and replace them. Choose high-quality options like Egyptian cotton towels. It’s a great investment to make.

 

Refreshing your bathroom and making it feel new again is definitely worth doing. And all of the ideas above should prove to you that you don’t need to rip things out and start again or spend a lot of money to refresh your bathroom and making it feel modern and able to meet your needs.

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Saving Money on Your Energy Bill This Winter

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With winter now just around the corner, this article offers six ways to save money on your energy bill this winter, which is a topic of great importance for many people on a budget, and those that are environmentally conscious.

 

  1. TURN DOWN THE THERMOSTAT

When you feel cold, your instinct is often to turn up the thermostat to a very high setting, which means you get used to this temperature as a ‘norm’, but this norm is not what is necessary to keep you warm – it’s what you’ve become acclimated to.

 

For this reason, consider turning down the thermostat a few degrees and keeping your home at a constant comfortable temperature rather than turning it up and down in response to coming on from the cold.

 

  1. MAKE USE OF A TIMER

The majority of modern thermostats come with the option to programme a timer – meaning the heating doesn’t need to be on all day, it can come on just before you get home, perhaps go off at night (when you’re snuggled up in bed) and kick in just before you wake to ensure the house feels nice and warm for when you get up.

 

  1. LIMIT THE NUMBER OF ROOMS YOU HEAT

If there are a couple of rooms that you don’t tend to use very often, you want to shut the door, and keep these as rooms that you don’t heat.  This way, by only heating the rooms you use, you are going to save a lot of energy on heating rooms unnecessarily. This is particularly true if you live in a large house.

 

  1. PUT DOWN WELL INSULATED CARPET

We all know that insulation is everything when it comes to saving money on your energy bills.  You might want to head to carpettogo.com/carpet-bellevue-wa/ in order to get some thick and plush carpet with decent insulation that protects the heat from escaping through the floorboards.

 

  1. CLOSE RANGE HEAT

The idea of taking a hot water bottle to bed might feel like something only children do, but it provides a source of heat that is very energy efficient and serves a purpose in terms of providing a close range source of heat to keep you warm as you get into bed.

 

The downside of a hot water bottle, however, is that it loses heat throughout the night – whereas a more modern electric blanket keeps you warm throughout the night.  Furthermore, some electric blankets have the function to track your sleep and body temperature to vary how much heat it exudes, whilst many, are now dual zoned electric blankets in that each person sharing a double bed can control how much heat is exuded from their side.

 

  1.  WEAR MORE CLOTHES

Whilst it is a very obvious solution, it’s one that’s often overlooked, but wearing more clothes in winter when you’re at home is the most environmentally friendly and cost friendly way to save money on your energy bills.  The thing is, we often heat our homes but then walk around in shorts and t-shirt; as if it were summer. If you simply add a few layers of clothing it can save a lot of money.

 

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How To Spend Less On Car Insurance

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Car insurance is one of the biggest costs of being a driver and it’s a cost that is continuing to go up. If you’re tired of expensive car insurance payments, here are a few tricks that could help you to spend less no matter what your vehicle is.

 

Shop around

 

Many drivers are eager to cling onto their no-claims bonus, but sometimes it pays more to switch. When looking for cheap car insurance near me, I tend to use comparison sites. These are the best way to collect lots of quotes quickly and find the cheapest deal.

 

Up your deductible

 

A deductible is the amount that you’re willing to pay out of your own pocket in the event of a claim. If you’re not accident-prone, opting for a high deductible could be a good idea – it can considerably decrease your rates in some cases.

 

Park off-road

 

You may also be able to save money by not parking on the curb. If you’ve got a garage or driveway, consider making use of it as it could save you money. The same applies to private carparks for apartment buildings.

 

Take care with your job title

 

Certain job titles may trigger warnings to insurers that suggest that you are a high-risk driver, so be careful as to which title you use. Certain job titles such as ‘car salesman’ and ‘racing driver’ are expensive due to their nature involving cars, whilst a professional like ‘DJ’ is also expensive as DJs often must park near bars where vandalism is more common. Sometimes changing the wording of your job title can make a difference such as choosing ‘writer’ over ‘journalist’ (journalists are stereotyped as travelling around the country looking for stories whilst writers work from home, even though the reality is that both probably work from home).  

 

Look into bundle deals

 

Sometimes you can save money by taking out a bundle deal. For example, getting insurance for your home and your car can sometimes lower costs. Meanwhile, having multiple family members on one insurance scheme may make things cheaper for some of the family members (although more expensive for others).

 

Pay annually

 

One annual payment is usual equivalent in cost to eleven monthly payments. In essence, you could be getting a month’s free insurance by paying annually. Few people can pay such large instalments out of pocket, but by putting money each month into a savings account and paying out of here, you might be able to afford it.

 

Consider a black box

 

Black box insurance is a drastic measure, but it can bring down your insurance rates dramatically. It basically involves putting a black box in your vehicle which monitors your driving and control of speed. If you prove that you can drive safely, your insurer will reward you by charging discounted rates. This type of insurance has become common amongst new drivers.

 

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Can You Be On The Sideline And Still Profit?

Economies are made up of small individuals factors. Much like an ant colony making a bridge to cross a river, everyone in an economy needs to do their fair share or it will be dragged down. This means that the majority of people need to work, physically and mentally to retain a skill that the market requires. It’s what some people call having a ‘normal’ job whereby you are putting in the hours, working for a company and taking home your daily bread. And for some people this isn’t what they want and lust after a job that will keep them happy and maintain their lifestyle that isn’t ‘normal’. Hence this new generation of people who want to retire early and know that getting a 9 to 5 job simply won’t help them in this endeavor. Therefore, how can you still profit and set yourself up for financial freedom as early as possible yet remain on the sideline?

 

 

 

Watching the show

 

Ever just feel like people watching? You get to learn a lot about people by simply sitting back and watching their behavior. You don’t interact with them but you can see how they move, talk, present themselves and their body language and figure out what kind of personality this person has. Imagine if you could use this same philosophy in the world of business and finance to make yourself a health revenue stream? This is what an index fund is whereby there are many different stocks in one index such as FTSE 500 or Fortune 500 and they can be invested in rather than single stocks. Usually this means that the index will be pertaining to a sort of standard such as FTSE 100 being some of the largest and most successful companies in the UK. therefore when you invest in an index fund, your money will be spread throughout all the stocks that index carries. If one should fall in price, you will not make a loss if another stock rises. It becomes like a seesaw effect and gives you the ability to earn a profit from stocks without actually owning any shares and getting involved on a deeper level.

 

 

Just the asset

 

Financial assets such as commodities, indices, forex, currencies and treasuries are just like stocks in that they fluctuate all the time. Their value is definitely more stable than a stock but they do shift percentages just as much. That’s where the what is cfd trading question comes in. you can take up a position that shows you have invested in a currency devaluation. Should the US Dollar fall in comparison to the Chinese RMB then you will make a profit based on your margin field i.e. the actual difference between your position and the price you started at. Again, you don’t own the asset, you’re just predicting what kind of behavior it will exhibit. Standing on the sideline, you can study the atmosphere in the markets and make an educated decision to make yourself a nice profit.

 

You need not get involved on a deep level of personal ownership regarding stocks and the market. Investing into an index fund is more stable than picked an individual stock that will be more volatile.

 

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3 Ways to Take Better Care of Your Hearing

Just like we need to care for our body, skin, and eyes in order to enjoy it when we get older, we should also try to take better care of our hearing.

 

While exercising to have a strong and able body when we reach old age is something everyone understands the importance of, it’s simply not the same kind of fuss around our hearing – and, sadly, many people notice signs of hearing loss as they grow older.

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The little things you do while you’re still young will have a lot to say about how well you’re able to hear in a few decades, though. Here is a handful of the best ways you can start to care for your ears so that they continue to work just as well as they do today.

 

#1 Turn the music down

 

One of the main reasons why we experience hearing loss is because of the noise we surround ourselves in. While using earplugs when you’re around loud noises such as at a construction site or at a concert is important, you should also think about how loud the music you’re listening to is.

 

According to the World Health Organization, 1.1 billion teenagers are at a risk of experiencing hearing loss from use of audio devices. You can still listen to music, though, and won’t have to worry about damaging your hearing as long as you stick to the 60/60 rule; listen to music at not higher than 60 % volume and for no longer than 60 minutes per day.

 

Try to opt for over-the-ear headphones rather than in-ear ones, by the way, as these will cause way less damage if you should happen to listen for more than 60 minutes. Have a look at audicus.com for some great headphone options.

 

#2 Let your ears recover

 

After a long evening of loud music at a club or concert, it’s important that you give your ears some time off. Try to step outside for a bit in between the concerts or avoid loud areas the following day so that you’re able to recover completely.

 

One of the worst things you can do for your hearing is to be exposed to loud noises continuously and without taking time off to heal. If you suspect that you’re already starting to suffer from hearing loss, you can have a look at improvedsound.com for some of the best hearing aids on the market.

 

#3 Exercise

 

Another surprising benefit of staying active and getting your hours of exercise each week is that it’s good for your hearing. When you move, your body is pumping fresh blood throughout your body – including your ears. This is great news for your hearing as it helps your ears’ internal parts to stay healthy and working at their maximum potential.

 

You have more than enough good reasons to put your shoes on and go for that jog, in other words, and your ears will thank you for it later.

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